IS THIS YOU, OR SOMEONE YOU KNOW?
the journey
As a trusted lender, I've had the privilege of guiding individuals and families through various stages of life, each with its own financial considerations in their real estate journey. That's why I’ve created a comprehensive guide, specifically designed to assist people in six distinct financial stages.
You might be wondering why I'm sharing this with you. Here’s the deal—you may be in, or approaching, one of these financial stages, or you might know someone who is. Even if you’re not currently in the market, your financial insights and connections could be invaluable to those you care about. That’s why I invite you to explore this handout titled *"The Mortgage Planner Journey: Your Guide to Success."* Whether you’re considering a financial move, know someone who is, or simply want to stay informed about the real estate landscape, this guide outlines where we may be able to assist.
First-Time Home Buyers
- Enroll in MPU!
- Mortgage Planner University
- Homebuyer Workbook
- Pre-Qualfication
- Soft-Pull Credit Inquiry
- 2 Months Payments saved
- Consider HOA Dues
- Include prepaying in budget
- Plan Seller Concessions
move up buyer
As a homebuyer, you can unlock the equity in your current property to secure a down payment for your new home, without needing to sell first. This gives you the flexibility to shop for your next home without the pressure of immediate timelines.
In addition, you can enjoy up to
6 months with no payments on your departing home while you work on selling it, giving you more time to find the right buyer without the financial stress. This strategy offers a seamless transition from one home to the next, making your move easier and more convenient.
INVESTOR
- Use Projected Rental Income Based Funding
- Whether you're using long-term leases or short-term rentals like Airbnb, the loan focuses on the property’s income-generating ability. You can secure financing without traditional income verification, making it ideal for investors looking to expand their real estate portfolio.
- Investment Property Seminar
- Investor Workbook 7 Stages
- Consultation with The Mortgage Planner Group
vacation Home buyer
- HELOC Options
- Purchasing a second home with tremendous equity in your primary home? Tap into the equity to buy second home and cashflow.
- AirBnB/VRBO Projected Income Based Funding
- Instead of relying on your personal income, the loan is based on the property’s potential to generate short-term rental revenue. If the projected income covers the property’s debt payments, you can secure financing, making it a great option for investors in vacation rentals
empty nester
- Upgrades
- Tap into your equity to make upgrades to your current home, without touching your low interest rate. Check blended rate options.
- Down-Sizing
- Unlock the equity in your current home for a down payment on your new purchase while still owning your old property.
- Plus, enjoy up to 6 months without payments on your departing home while you sell it!
seniors
- Trust & Will
- Providing recommendation for guidance and support to ensure you have everything in place with your trust and will, helping to protect your legacy and secure your family's future.
- Reverse Mortgage
- Unlock the equity in your home with a reverse mortgage, giving you access to tax-free cash without monthly mortgage payments. It's a great option for those 62 and older, allowing you to enjoy your retirement with peace of mind while preserving home ownership.
- HELOC Options
- Home Upgrades
- Quality of life
A Referral
Based Practice
TheMortgagePlanner.com